The Board testimonials the effects and responsiveness on the lender's Group improvement loans and Local community progress investments that advantage or serve the nationwide region, as provided in § 228.fifteen.
Pursuant to § 228.28 and appendix C to this component, the Board assigns conclusions for the financial institution's Retail Companies and Goods Check efficiency in Each and every facility-centered assessment place, Point out and multistate MSA, as relevant, and for that institution.
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
The Board may perhaps think about a financial institution's Neighborhood enhancement loans, Group advancement investments, and Local community progress providers provided outside of its facility-centered assessment locations, as delivered Within this component.
A bank matter to details reporting needs pursuant to § 228.42 ought to include in its public file a written recognize the CRA Disclosure Assertion pertaining to the lender, its functions subsidiaries, and its other affiliate marketers, if relevant, may be attained on the FFIEC's Web site at:
The Board considers the branch availability and services presented at branches of banking companies that operate one or more branches pursuant to paragraph (b)(2) of the portion.
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signifies the period, normally in calendar a long time, during which a financial institution conducted the activities the Board evaluates in the CRA assessment, in accordance with the Board's guidelines and processes.
In a facility-centered assessment place or outside the house retail lending region, a product line is An important merchandise line In case the lender's loans in that product or service line comprise 15 p.c or more of the lender's loans across each of the lender's product or service traces in the facility-centered assessment space or exterior retail lending space, as established pursuant to paragraph II.b.1 of appendix A to this portion.
(B) Inside of 5 calendar days on the ask for, all the data that the bank is required to keep up less than this section in the public file associated with the ability-based evaluation region where the branch is situated.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
A bank should include things like in its approach a concentrate on the credit history desires of its complete community, which include minimal- and average-profits people today, families, or households, lower- and moderate-cash flow census tracts, and tiny businesses and small farms. The financial institution must describe how its prepare is responsive to the attributes and credit requires of its facility-based mostly evaluation places, retail lending evaluation locations, exterior check here retail lending area, or other geographic places served because of the lender, thinking about community comment as well as bank's capacity and constraints, solution offerings, and small business strategy. As applicable, a lender need to specify parts in its system for assisting to meet up with:
(i) Everything of just one MSA (utilizing the MSA boundaries that were in effect as of January 1 of the calendar 12 months by which the delineation applies), excluding any counties Within the huge lender's facility-primarily based assessment regions; or